Is Water Damage Covered by Homeowners Insurance ? |
Water losses are some of the most common risks your home can be exposed to. Floods, burst pipes, septic backup and sump pump failure can all cause substantial water damage your Westchester Home. Your house can also suffer secondary water damage after a fire from the hoses used by firefighters.
Regardless of how the water damage occurred, your first priority should always be to document the damages with your Public Adjuster and deal with the water immediately. Standing water poses an obvious safety hazard and will continue to damage the home until it has been removed. Damp floors and walls can quickly lead to mold or mildew, which can spread throughout your home and leave it unlivable.
Left untreated, mold can destroy a home or create serious health concerns, like allergies or asthma. Worse, mold is an insidious problem, often lurking behind walls or under floors that seem dry. Without a professional assessment, this mold can go undetected until the damage has spread significantly. Our Private Claims Adjusters in NY use moisture meters and infared cameras to discover moisture that may not be visible to the naked eye.
What can I expect from a Restoration Company / Public Adjuster ?
- Hi-Tech Moisture Detection and Monitoring
- Water Removal and Pump-Out
- Full De-Humidification and Professional Drying Services
- Application of Anti-Microbial Agents to Prevent Mold Growth
- Full Documentation and Inventory of Damaged Property and Personal Items (Non Salvagable Items)
- Emergency Housing Arrangements if Necessary (Hotel, Temporary Rental)
- Full Cleaning and Packout of Salvagable Items to a safe, climate controlled storage location to Prevent Further Damage
- Mitigation Bill Review and Negotiation